ForMotiv Agent for Underwriting Teams
While digital D2C gets all the hype, the reality is this: agents still distribute the majority of insurance policies — and managing them is more complex than ever. As agent distribution continues to evolve, so do we. ForMotiv Agent is our newest suite of solutions built to solve the biggest challenges facing carriers like you in […]
Auto Insurance is Getting Riskier. The Answer Isn’t More Data — It’s Better Timing.
The 2025 LexisNexis U.S. Auto Insurance Trends Report paints a clear, data-backed picture of the auto insurance landscape: severity is up, violations are spiking, and shopper behavior is more active than ever. But beyond the headlines, there’s a deeper shift taking place — one that traditional risk models may not be equipped to handle alone […]
Expanding ForMotiv Non-Disclosure Solution to Full and Forensic Underwriting
Expanding ForMotiv’s Non-Disclosure Solution to Full and Forensic Underwriting In today’s rapidly evolving life insurance landscape, speed and efficiency often compete with risk and accuracy. For years, ForMotiv’s Non-Disclosure Solution has helped leading carriers strike that balance in Accelerated Underwriting (AUW) by surfacing real-time behavioral insights that uncover hidden risks—most notably, applicant nondisclosure and material […]
Insurance carriers take on…Google?
“Monetization”: The New Way P&C Carriers Are Driving Profits For decades, insurance carriers have made money in two primary ways—growing premiums and investing their float. The first involves spending a fortune on customer acquisition, especially as customers shop more than ever. Super Bowl ads don’t come cheap, nor do brand mascots like talking lizards and […]
The Data is in on Mortality Slippage
The Data is in on Mortality Slippage As life insurance distribution goes increasingly digital, accelerated underwriting (AUW) has quickly become the standard. AUW is designed to reduce underwriting time and costs while boosting sales by offering a streamlined, consumer-friendly process benefiting customers and carriers. It has largely accomplished this, however, its rapid adoption has also […]
A letter from our CEO…ForMotiv’s 2024 Review, Trends, and Thoughts on 2025
Dear Customers, Partners, and Friends, As we reflect on the milestones achieved in 2024 and extend our thanks to our incredible customers and partners, it’s evident that this past year was one of immense transformation for ForMotiv and the insurance industry at large. The landscape continued to evolve, presenting both challenges and opportunities that have […]