ForMotiv & Clearspeed Webinar
Webinar Recap: Transforming Risk Detection with Behavioral and Voice Intelligence The insurance industry is undergoing rapid change. From shifting customer demographics to escalating fraud tactics, carriers are being challenged like never before to protect profitability while delivering seamless digital experiences. To thrive in this new landscape, insurers need more than incremental improvements. They need tools […]
Auto Premium Leakage: Loss Ratio Impact by Risk Factor
Calculating the True Cost of Premium Leakage: A Loss Ratio Breakdown by Risk Factor The industry-level number for premium leakage — somewhere between $29 and $36 billion a year — is big enough to get someone’s attention but too abstract to actually do anything with. What’s more useful is understanding where the losses concentrate. Because […]
Insurance Agent Analytics for Distribution & Digital Experience Teams
ForMotiv Insurance Agent Analytics for Distribution & Digital Experience Teams In Part 1 and Part 2 of our series, we explored how Underwriting, Risk, and SIU teams use ForMotiv Agent to detect gaming, misrepresentation, and fraud. Today, we’re highlighting how our insurance agent analytics are being used by Distribution, Agent Management, and Digital Agent Experience (AX) teams […]
ForMotiv Agent for Fraud & Forensics
ForMotiv Fraud & Forensics Solutions In Part 1 | ForMotiv Agent for Underwriters, we explored how underwriting teams are using our solutions to spot gaming and misrepresentation. In Part 2, we shift our focus to Agent Fraud & SIU teams — and how they use behavioral data to detect nefarious agents, uncover coordinated fraud, and prevent […]
ForMotiv Agent for Underwriting Teams
While digital D2C gets all the hype, the reality is this: agents still distribute the majority of insurance policies — and managing them is more complex than ever. As agent distribution continues to evolve, so do we. ForMotiv Agent is our newest suite of solutions built to solve the biggest challenges facing carriers like you in […]
Auto Insurance is Getting Riskier. The Answer Isn’t More Data — It’s Better Timing.
The 2025 LexisNexis U.S. Auto Insurance Trends Report paints a clear, data-backed picture of the auto insurance landscape: severity is up, violations are spiking, and shopper behavior is more active than ever. But beyond the headlines, there’s a deeper shift taking place — one that traditional risk models may not be equipped to handle alone […]