ForMotiv’s Solutions identify instances of rate evasion, premium leakage, and eligibility leakage during the application process enabling you to act in real-time.
Premium and eligibility leakage stem from high-risk behaviors like not disclosing drivers, manipulating garaging address, withholding accidents or violations, and other deceptions that result in underpaid premiums and inaccurate risk assessments.
ForMotiv leverages advanced, real-time behavioral analytics to detect these risky behaviors and empowers you to intervene early in the application process, preventing leakage before it impacts your bottom line.
Trained with over 1 billion auto insurance applications analyzed, ForMotiv provides Day 1 solutions to your biggest leakage and rate evasion problems.
In an era where convenience reigns supreme, the evolution of online auto insurance applications has significantly streamlined obtaining coverage…
ForMotiv uses real-time behavioral analytics to identify subtle but critical indicators of premium leakage and other high-risk behaviors. By analyzing behavioral data patterns during the digital quoting process, we empower you to uncover and act on hidden risks to stop premium and eligibility leakage in real-time.
Slice and dice your applicant and agents behavioral data with our easy-to-use Explorer and Behavioral Dashboards.
ForMotiv’s Underwriting Risk Solutions help carriers identify and act on underwriting risk in real-time.
ForMotiv’s Fraud Solutions helps carriers identify and act on malicious activity from both humans and non-humans in real-time.
ForMotiv’s Marketing Solutions help carriers increase gross written premium while lowering your loss ratio.
Carriers leverage ForMotiv’s Monetization Solution to monetize risky, unwanted, or low-intent business.
Intelligently orchestrate 3rd party data checks based on the purchase intent and risk profile of your applicants.
Predict which users are likely to churn quickly after policy issue.
Easy, light-weight Javascript integration. Zero performance degradation.
5,000+ behavioral data points captured in each application. Accessible in real-time or batch file.
Granular, curated 1st-party data easily combined with your existing data sets
Capture dozens of intuitive behaviors like Hesitation, Error Rate Collections, Cognitive Loads, and more
Zero PII Captured. GDPR, CCPA & PIPEDA Compliant
